Pool or Home-Improvement Loan
An unsecured loan made for projects like yours. Fixed rate, fixed payment, and no appraisal.
- Typical rate
- About 7% to 18% APR
- Typical term
- 5 to 20 years
- Funding time
- Days
- Uses your home
- No
Move the sliders to see a monthly payment for your project. It takes ten seconds and nobody checks your credit.
0% of the project cost
Strong credit usually earns the lowest rates. Your lender gives you your real rate when you pre-qualify.
The same project on other terms
Estimates only, for planning. This is not a loan offer or a promise of credit. Your rate, term and payment are set by your lender and depend on your credit, income, loan type and the amount you borrow. Taxes, insurance and lender fees are not included.
Most of our clients finance some or all of their project. These are the four common routes, and what you can typically expect from each.
An unsecured loan made for projects like yours. Fixed rate, fixed payment, and no appraisal.
A second loan borrowed against the equity in your home, paid out in one lump sum.
A credit line against your home. Draw what you need as each phase of the build comes due.
Replace your mortgage with a larger one and use the difference for the project.
Every lender sets its own rules, but these are the numbers homeowners usually see.
You will know your payment before you sign anything, and nothing about financing holds up the build.
Little Coconut Pools is not a lender. We work with lenders who know pool construction and walk you through their offers side by side, so you choose the payment that is right for your family.
Talk it through: (941) 320-3878Your free 3D design gives you an itemized project price in writing, so you know how much to borrow.
Check your rate with one or two lenders below. A soft credit check shows your options without touching your score.
Bring your offers to us and we will compare monthly payments and total cost on the same scope. Then you pick.
Our payment schedule matches how your lender pays out, so you are never paying ahead of the work done in your yard.
Every lender here finances pools. Pre-qualify with one or two, bring the offers to your design meeting, and we will go through them with you line by line.
A lender focused on swimming pool loans, with long terms that keep monthly payments low on bigger projects.
Pool and home-improvement loans across a wide range of amounts, with a quick online pre-qualification.
Specializes in swimming pool financing, including the decking, screen enclosure and outdoor living around it.
The online lending arm of Truist Bank. Unsecured loans for good to excellent credit, with no fees and fast funding.
Little Coconut Pools is not a lender and does not make credit decisions. Links open each lender’s own website; rates, terms, fees and approval are set by the lender and can change at any time. Listing a lender is not an endorsement of any particular loan.
We would rather you build the right pool at a payment you are comfortable with than the biggest pool you can be approved for.
Pre-qualify for the pool, decking, screen enclosure and landscaping together, so you are not short at the end of the build.
Most lenders show your rate with a soft credit check that does not affect your score. Only the final application is a hard check.
A longer term lowers the monthly payment but raises the total interest. The calculator above shows you both.
Many promotional plans use deferred interest: if the balance is not paid off in time, interest is charged back to day one.
Choose a loan with no prepayment penalty, so a bonus or tax refund can shorten it without a fee.
Ask whether the lender pays out all at once or in stages, and we will line our payment schedule up with it.
The questions homeowners ask us most about paying for a pool.
Still deciding? Send us a message or call (941) 320-3878.
Homeowners across Sarasota and Manatee counties have trusted us to design and build their pools. Tell us about your yard and we will schedule a free 3D design consultation, no pressure.
Call Us (941) 320-3878
A site walk, a 3D model of your yard, and one itemized price. No hard sell.
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